Realising the error of his ways, Joe seeks to apologise to those he hurt. Together, Joe, Bob and Maddie plan a surprise for Mrs Sharp. Joe gives the last of his money to Maddie, telling her to build a school in Africa. Wandering the streets alone, Joe bumps into Raj and discovers Bum Fresh has gone bust overnight. At home, Len and Joe make amends, and Bob and Julie generously invite them for Christmas dinner.